No one likes to think about car accidents, but unfortunately, it’s a situation you will likely face – possibly more than once. If you’ve been a victim of a car accident, it can be a traumatic experience, regardless of the severity of the collision. In Florida, knowing the steps to take after an accident to protect yourself legally and ensure you receive an adequate settlement to recoup your losses, pay for medical bills and get your life back. McKyton Law Firm wants to help you in your recovery with this comprehensive guide on what to do after a car accident, highlighting the key actions and considerations. By following these steps, you can better navigate the aftermath of a car accident and ensure your rights and well-being are protected.
What to Do After a Car Accident in Florida
Prioritize Safety
Immediately following a car accident can be chaotic and overwhelming. The first and foremost priority should always be safety. Ensure you are out of harm’s way and move to a safe location.
Seek Medical Attention Right Away
If you’re seriously injured, get medical help immediately. In fact, it is essential to seek medical attention, even if you think your injuries are minor. Often, injuries do not present at the scene of a car accident. A medical professional should assess and document your condition. Some injuries can take hours or even days to make themselves known. Concussions, soft tissue injuries, internal bleeding, and other injuries can worsen and cause further complications. Monitor your injuries for changes and keep notes of all symptoms. Seek additional medical care if needed. Be sure to retain medical records to support any car accident claims and potential legal actions.
Contact Law Enforcement
Under Florida law, car accidents that result in $500 or more in property damage, injury, or death or were a hit-and-run involving an intoxicated driver must be reported immediately.
You may think that the accident was “minor.” Even if your car only has a small dent, it could hide more significant damage (i.e., structural issues, parts shifted out of place, etc.). Your injuries may also be hidden. After an accident, your body is pumping adrenaline. That alone can mask pain and some injuries. Dial 911 to report the car accident. Provide them with accurate details about the location of the accident, the parties involved, and any injuries sustained. A police report can be valuable evidence should you decide to file a car accident insurance claims or lawsuit.
Exchange Information
When another driver is involved, exchanging insurance information with them is essential. Gather names, contact details, insurance, and license plate numbers. When speaking to other people involved, keep conversation to a minimum. Ask if anyone is injured and ask for insurance information – that is it. Do not, under any circumstances, apologize. Unfortunately, anything you say can be twisted into an admission of fault that can limit any potential settlement or compensation you may be due.
Document the Scene
If it is safe, take photographs or videos of the accident scene. Capture the damage to the vehicles, the surroundings, and any visible injuries. In addition, document the road conditions, street signs, debris, skid marks, and other items potentially having evidentiary value. Visual evidence can support your settlement claims or legal case, especially if you anticipate the other driver is liable for the car wreck.
Notify Your Insurance Company
Report your car accident to your insurance company as soon as you can. Remember that in the case of car accidents, the clock is ticking. Most insurers require that you report an accident within 72 hours, while others may require you to report immediately. When speaking to an insurance representative, stick to the facts. Do not guess, speculate, or embellish. Tell them what happened in clear terms. Again, do not admit fault or apologize.
Stay Off of Social Media
Refrain from posting anything about your car accident on Facebook, Instagram, Twitter, or any other social media platform. For that matter, avoid posting anything showing you or any other injured family members “in action” participating in any physical activity until you determine if a car accident settlement is needed to cover losses or injuries. Insurance companies by their nature, seek to avoid large payouts. Be mindful not to give them an excuse to deny any potential claims.
Preserve Evidence
Preserve any evidence related to the accident, such as medical records, repair estimates, and communication with the insurance companies. This documentation will help establish the extent of damages and assist your attorney in building a solid case on your behalf for a car accident claim or settlement lawsuit.
Hire a Florida Car Accident Attorney You Can Trust
Do not hesitate to contact a car accident attorney with extensive experience in Florida car accident laws. Protecting your rights and your ability to pursue a personal injury case is paramount. Contact McKyton Law Firm for a free initial case consultation. We can provide valuable guidance on filing a car accident claim, protect your rights, and assist you in navigating the complex legal process should you wish to pursue a car accident settlement lawsuit. In addition, we can help you to gather evidence, communicate with the insurance companies, and represent your interests in car accident negotiations or litigations.
McKyton Law Firm has over 20 years of experience representing car accident victims in Florida. We are here to answer your questions and fight for your rights.